Sicela ufundze leminye imininingwane lelandzelako lemayelana nekonga, kutsenga, kubhala luhlelo lwekusebentisa imali, kanye naleminye imibono lemayelana nekunakekela imali yakho.
Fundza futsi ukhule
I-Trust ayisiyo nje indzaba yekwabelana — kumayelana nekwakha lwati lwelikusasa.
Tisekelo tekonga nekusisa
Konga kusho kubeka imali endzaweni lephephile yesikhashana (sibonelo, ebhange). Kufaka imali kusho kusebentisa imali kute ikhule ngekuhamba kwesikhatsi — ngalokuvamile ngetingoti letinkhulu, kodvwa kuphindze kube nelitfuba lekutfola imali lenyenti.
- Konga = kuphepha + kufinyelela malula. Kuhle etimeni letibucayi.
- Kusisa = kukhula + kubeketela. Kuhle ngemigomo yesikhatsi lesidze lefana nemfundvo nobe umhlalaphansi.
Seluleko: Cala ngekuhlanganisa tintfo letehlukene — Hlala ugcine imali lotayifaka nangabe kuvela simo lesiphutfumako bese ucabanga ngekutsengisa loko longakhona kukukhokhela.
Isabelo semasheya kanye nenzuzo yemasheya
Lisheya liyincenye yenkapani. Nangabe unemasheya, usuke unencenye yalelo bhizinisi.
- Uma inkampani yenta inzuzo, ingakhokha inzuzo — incenye yaleyo nzuzo — kubanikati bemasheya ayo.
- Ungatsengisa emasheya: nangabe linani lamasheya likhula, ungazuza. Nangabe sewehlile, ungalahlekelwa kubaluleka kwakho.
Izabelo teThusano Trust tinikete labazuzako kokubili: inzuzo kuleminyaka lelishumi nesihlanu futsi nyalo, ekuzuzeni, litfuba lekutsengisa nobe kwendlulisa tabelo tabo.
Teluleko tetimali temuntfu ngamunye
Imikhuba lemihle yekusebentisa imali yenta kube nekucina:
- Ibhajethi: Bhala phansi imali loyitfolako naleyentako — wati kutsi imali yakho isetjentiselwa ini.
- Kubalekele kuba netikweleti: Caphela imali loyibolekisa ngemali lenenzuzo lenkhulu kanye nemashezi etitolo.
- Gcina njalo: Ngisho nemali lencane ingakhula njengobe sikhatsi sichubeka.
- Hlela kusengaphambili: Beka eceleni imali lotayisebentisa nawubhadala sikolwa, nawuhlela timo letiphutfumako nobe nawutsatsa umhlalaphansi.
- Vikela loko lonako: Ciniseka kutsi imininingwane yakho yasebhange iphephile futsi utigadze kubantfu labakhohlisako.
Sihlomelo semagama
Emagama lamayelana netimali angadidanisa. Nayi indlela lelula:
- Umuntfu lozuzako — ngumuntfu lotfola tinzuzo ku-Trust.
- Sehlukaniso — kukhokhelwa kwemali leniketwa banikati bamasheya lokuvela etinzuzweni tenkapani.
- Broker — sisebenti lesinelayisensi lesikusita kutsi utsenge, utsengise nobe ubambe emasheya.
- Kukhokhelwa — uma emasheya akho atfolakala kuwe ngemuva kwesikhatsi sekulindza.
- Umyalelo wentela — umyalo we-SARS wekutsi ingakanani intsela lekumele ikhishwe emholweni wakho.
- Lokukhetsiwe — lokwentekako ngekwendalo uma ungakhetsi (kuThusano Trust: emasheya atsengiswa bese imali ikhokhwa).
Luhlu lwemagama
I-Thusano Trust yasungulwa kwentela kuniketa bantfu baseNingizimu Afrika lebebahluphekile ngekwemlandvo litfuba lekuba nencenye ngco etinkampaneni tetimayini. Loku kuyincenye ye-Black Economic Empowerment (BEE), luhlelo lwavelonkhe lwekulungisa kungalingani kwesikhatsi lesengcile kanye nekucinisekisa kutsi bantfu labanyenti bayazuza kumitfombolusito yaseNingizimu Afrika.
Ngekuba nemasheya, labazuzako:
- Tinzuzo letitfolwe ngesikhatsi se-Trust.
- Baniketwe emalungelo ekuvota njengebanikati bemasheya.
- Nyalo, litfuba lekutsengisa nobe kugcina emasheya abo ngemuva kwekwemukelwa.
Loku akusiyo nje inzuzo yemuntfu — kuyincenye yekwakha umnotfo lohlanganisako nalolungile.
Sibambiso lesilusito
Tfola tincwadzi letilusito letitakusita.
Kuchaza kukhululwa kwesabelo sakho se-Thusano Trust
Kuphendvula imibuto yakho (FAQs)
Kuphendvula imibuto yakho 2 (FAQs)
Caphela: Lolwatiso alufaki ekhatsi tinjongo takho, simo sakho setemnotfo, noma tidzingo kantsi akukafanele kutsi utsembele kulo njengesecwayiso sabochwepheshe.